Board of Directors

Abhisheka Kumar

Co Founder & MD
Abhisheka Kumar

Abhisheka Kumar

Co Founder & MD

Abhisheka has extensive experience across banking, microfinance and small finance banking, with expertise in fund mobilisation, financial strategy, business planning, management reporting, investor relations, compliance, risk management and audit & control functions.

Prior to co-founding Sindhuja, he served as CFO of Utkarsh Small Finance Bank and was part of the founding leadership team of Utkarsh Micro Finance, contributing to its journey from a start-up microfinance institution to a Small Finance Bank. Earlier, he worked with ICICI Bank and Friends of Women's World Banking, where he engaged with more than 35 microfinance institutions across India.

He has a keen interest in ESG and community development, particularly initiatives focused on rural education, healthcare and skill development.

He is alumnus of St.Xavier’s College, Kolkata and Institute of Rural Management, Anand (IRMA).

Abhishek Sharman

Nominee Director
Abhishek Sharman

Abhishek Sharman

Nominee Director

Abhishek Sharman is the Founder and Managing Director of Carpediem Capital Partners, a private equity firm focused on investments in the consumer and services sectors.

He has extensive experience in private equity investing, portfolio management and value creation across diverse sectors. Prior to founding Carpediem, he was a Principal at India Equity Partners, where he worked across healthcare, education, managed services, consumer and financial services. Earlier, he was an investment professional with SUN Group, focusing on emerging-market investments.

Over the course of his career, Abhishek has been involved in investments and portfolio management across several businesses and has served on the boards of companies across diverse sectors.

He holds a management degree from the Indian Institute of Management Calcutta (IIM Calcutta) and an engineering degree from the Indian Institute of Technology Delhi (IIT Delhi).

Ameet Goyall

Nominee Director
Ameet Goyall

Ameet Goyall

Nominee Director

Ameet Goyall has over 23 years of professional experience, including extensive experience in private equity and venture capital across India, South Asia and Southeast Asia, as well as earlier experience in corporate finance and entrepreneurship.

Over the course of his investment career, he has worked across sectors including financial services, consumer, healthcare, agribusiness and manufacturing. Prior to his current role, he was associated with Phi Capital, DEG, SUN Group and J.P. Morgan, and has been actively involved in investments, portfolio management and strategic engagement with portfolio companies.

Ameet is a Chartered Accountant and holds a management degree from the Indian School of Business (ISB), Hyderabad. He completed his undergraduate studies at Shri Ram College of Commerce, University of Delhi.

Diwakar Pundir

Independent Director
Diwakar Pundir

Diwakar Pundir

Independent Director

Diwakar Pundir has over 18 years of experience in banking and financial services, with extensive expertise in risk management, credit underwriting and lending across SME and mid-market segments.

He previously served as Chief Commercial Credit Officer and a member of the Senior Management Team at Bajaj Finance and has also worked with Citibank and ICICI Bank. In 2019, he founded STFT Finance Private Limited, an NBFC focused on providing secured and unsecured business loans to micro enterprises.

His experience spans credit and risk management across a diverse range of retail and business lending products, providing him with deep understanding of credit assessment, portfolio risk and lending businesses.

Diwakar holds a management degree from the Indian Institute of Management Bangalore (IIM Bangalore) and an engineering degree from the University of Roorkee.

Malkit Singh Didyala

Co-founder and Whole Time Director, CEO & CIO
Malkit Singh Didyala

Malkit Singh Didyala

Co-founder and Whole Time Director, CEO & CIO

Malkit has extensive experience across banking and financial services, with expertise in microfinance, MSME lending, mortgage lending and institutional finance.

Prior to co-founding Sindhuja, he was Business Head – MSME & Agri Lending at Utkarsh Small Finance Bank. Earlier, at Bajaj Finance, he was involved in establishing the financial institutions lending business. He has also worked with ICICI Bank, SEWA and IWMI.

Malkit brings strong business execution capabilities together with a deep understanding of rural markets and a keen interest in technology-led innovation in financial services.

He is an alumnus of the Regional Institute of Education, Bhubaneswar and the Institute of Rural Management Anand (IRMA).

Sandeep Phanasgaonkar

Independent Director
Sandeep Phanasgaonkar

Sandeep Phanasgaonkar

Independent Director

Sandeep has extensive experience in technology leadership, digital transformation and IT governance across banking and financial services. He is the founder of agileITvantages, where he advises enterprises, consulting firms and PE/VC portfolio companies on digital strategy, transformation and governance.

He has held senior technology leadership roles including Group CIO at Access Bank, President & Chief Technology Officer at Reliance Capital, India CIO at GE Capital and Global CIO at Genpact. Earlier in his career, he worked with State Bank of India, Tata Unisys, Oracle Financial Software and Deutsche Bank, gaining extensive experience in banking technology and large-scale technology transformation.

Sandeep holds an MBA in Finance from JBIMS, University of Mumbai, and has pursued executive education in digital business strategy from Columbia Business School and Artificial Intelligence and Design Thinking from MIT Sloan.

Jagriti Bhandari

Nominee Director
Jagriti Bhandari

Jagriti Bhandari

Nominee Director

Jagriti Bhandari has experience in private equity, mergers & acquisitions and strategic consulting, with exposure to transaction origination, investment evaluation, execution and portfolio management.

Prior to joining NMI, she was part of the Investment Banking team at ValPro, where she worked on private equity and M&A transactions across sectors and also managed investments in early-stage businesses. Earlier, she worked with TresVista, Mumbai.

She holds an MBA in Finance from NMIMS, Mumbai, and a B.Tech. in Information Technology. She also holds a certification in Social Impact Analysis from Acumen.

Agustin Vitorica

Nominee Director
Agustin Vitorica

Agustin Vitorica

Nominee Director

Agustín Vitorica is the Founder and Co-CEO of GAWA Capital, a Spain-based impact investment firm focused on creating measurable social impact alongside financial returns.

He has over 23 years of experience in private equity and impact investing and has played a significant role in the development of impact investing in Spain. Through GAWA Capital, he has been involved in investments across emerging markets in areas including microfinance, SME finance and smallholder agriculture finance.

Agustín is a Founder and Member of the Executive Committee of SpainNAB, Spain's association for impact investing, and is also involved in teaching impact investing at leading academic institutions in Spain.

He holds an MBA from the Kellogg School of Management.

Laetitia Counye

Nominee Director
Laetitia Counye

Laetitia Counye

Nominee Director

Ms. Counye has extensive experience in impact investing and private equity, with a particular focus on financial institutions and inclusive finance across emerging markets. She currently works as an independent advisor in the impact investment sector.

She began her career with ING Belgium and subsequently worked with Incofin, where she evaluated and managed investments in microfinance institutions. From 2012 to 2023, she held senior investment roles with the Belgian Investment Company for Developing Countries (BIO), focusing on investments in financial institutions and private equity funds across Africa, Asia and Latin America.

She has also served on the Boards of Annapurna Finance and Fusion Microfinance, bringing significant experience in the governance and oversight of financial institutions.

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